Asset liability management (ALM) is the link between the assets and liabilities of the pension fund. The basis for asset liability management thus consists of an analysis of the assets and liabilities of your pension fund. With the key figures obtained from doing so, we derive an investment strategy that is highly likely to ensure that pension liabilities are covered by existing assets in the medium to long term. Our analysis includes the following services:
- Description of the initial situation
- Projection of obligations and cash flows (around 10 years)
- Summary of legal and client-specific investment restrictions
- Analysis of the investment strategy (around 10 years)
- Projection of the cover ratio (around 10 years)
- Calculation of the target amount of the fluctuation reserve
- Recommendations for further action
With our advisory services, we cover the entire investment process for pension funds and are, therefore, very familiar with the challenges in this regard. In the current market environment, efficient investment concepts are the focus of our considerations and recommendations.
We offer clear and comprehensible analyses, consider future scenarios in the ALM studies and design modelling for the asset and liability sides realistically.
